Chapter 7 Bankruptcy Lawyer in Chapel Hill/Durham, North Carolina
Compassionate and Personalized Service since 2001
When you are struggling to pay your bills, your days are often filled with stress and anxiety. You may be afraid to answer the phone or go to the mailbox, for fear that you will have to confront more harassing calls or letters from creditors. The federal bankruptcy laws were enacted to help people just like you. Bankruptcy provides a legal means to permanently discharge your debt and get a fresh start.
At Laskody Law Office, P.C., conveniently located at the intersection of I-40 and 15-501, we focus our bankruptcy practice on the needs of people who want to permanently discharge debts under Chapter 7. We have personally handled hundreds of Chapter 7 bankruptcy filings, providing compassionate and personalized attention to all our clients. We will always speak to you in plain English, making certain you understand the benefits as well as the consequences of a Chapter 7 proceeding. We can work with you in person, or can handle most matters related to your bankruptcy through e-mail, fax or phone.
Contact our office by e-mail to set up a free initial consultation.
Our Chapter 7 Bankruptcy Practice
We focus our entire bankruptcy practice on Chapter 7 filings, working with people who want to permanently rid themselves of certain debts, so they can get a fresh start.
When you hire us to help you with a Chapter 7 bankruptcy filing, we need to determine if you qualify for Chapter 7 protection. We will look at:
- Your debt load
- Your income
- Whether or not you meet the "means test" under the bankruptcy laws
If you qualify for Chapter 7, we will prepare and file all the documents to initiate the process, as well as any paperwork required throughout the process. We will also act as your representative in all meetings or hearings with creditors, the bankruptcy trustee or the court.
When you file for a Chapter 7 bankruptcy, you will immediately be protected by an automatic stay, which prevents your creditors from contacting you. Before you file, however, we will make certain that you understand which debts can be discharged and which cannot. We will also take full advantage of your rights to keep property during and after bankruptcy. You won't be left penniless and you won't lose all your property.
In most instances, we are able to complete the Chapter 7 process and get you a new start within 4 months.
Contact Laskody Law Office, P.C.
For a free initial consultation with an experienced bankruptcy attorney, contact us by e-mail. We can conduct the interview in person or over the phone.