Get a Fresh Start Under Chapter 7
Use Personal Bankruptcy to Wipe Out Credit Card Debt and Medical Bills
A Chapter 7 bankruptcy may be appropriate if you have incurred:
- Substantial medical bills because of injury or illness
- Unsecured loans with a bank or finance agency
- Credit card debt that has gotten out of control
A Chapter 7 bankruptcy filing can help you put a lot of stress and anxiety behind you and help you get a fresh start. In many situations, simply getting out from under the burden of unsecured debt can put you in a position to manage the rest of your financial affairs. You want to speak with an experienced bankruptcy lawyer, one who can help you use the bankruptcy laws to get a fresh start.
At the office of attorney Lee Laskody, conveniently located at the intersection of I-40 and 15-501, we have personally handled hundreds of bankruptcy filings. We know that the bankruptcy process can be confusing and intimidating, and cause much stress and anxiety. We place a high priority on compassionate, personalized and accessible counsel, helping you minimize the emotional consequences of a bankruptcy filing.
To set up a free initial consultation, contact us by e-mail.
Our Personal Bankruptcy Practice
We work exclusively with individuals who seek to discharge credit card debt, medical bills and other unsecured obligations through a Chapter 7 bankruptcy filing. A Chapter 7 proceeding is a uniquely powerful tool for eliminating unsecured debt.
Examples of dischargeable debts may include credit card debt, medical bills, personal loans, and older income tax debt. In addition, if you have judgments against you, we may be able to have them discharged through a Chapter 7 bankruptcy, depending on the circumstances.
The recent revisions to the bankruptcy laws require that to get protection in Chapter 7 you must qualify under a "means test", whereby the court determines whether you have the capability of paying your creditors back over 3 to 5 years. If so, you cannot get protection under Chapter 7 and must file under Chapter 13.
Contact Our Office
For a free initial consultation, contact us by e-mail. We can arrange a phone or in-person interview.